1, a pension target fund with a scale of not less than 50 million yuan at the end of the last four quarters or not less than 200 million yuan at the end of the last quarter;

2. Stock funds, hybrid funds, bond funds and fund-in-fund funds with stable investment style, clear investment strategy and stable and compliant operation, which are suitable for long-term investment of individual pensions;

3. Other funds as stipulated by China Securities Regulatory Commission.

Matters needing attention in personal pension investment:

1, personal pension products do not guarantee income and principal, and users follow closely when pursuing income;

2. For investors with low risk tolerance, bank savings deposits or wealth management products are more suitable investment targets. The risk of such products is relatively small, the net value fluctuation of products is relatively low, and the long-term income is relatively stable;

3. For investors with high risk tolerance, Public Offering of Fund, which has the opportunity to get higher returns, may be a better choice for personal pension investment;

4. As a long-term investment fund, personal pension should be scientifically and reasonably allocated. Good asset allocation can help us to downplay market fluctuations and reduce the overall risk of the portfolio.

Legal basis: Article 8 of the Social Insurance Law.

The maximum amount of personal pension paid by the insured person every year is 12000 yuan, and the annual payment of the insured person shall not exceed the maximum amount. Ministry of Human Resources and Social Security and the Ministry of Finance timely adjust the upper limit of payment amount according to the level of economic and social development and the development of multi-level endowment insurance system.