The data are short-term indicators and reference values, which are only for investors' reference and do not represent the real future income level; What investors really care about is the second indicator, that is, the income per 10 thousand fund shares. The higher this indicator is, the higher the actual income investors get.
For intuitive comparison, investors can convert daily income into annualized rate of return. For example, the daily unit income of a fund yesterday was 0.25 yuan. Since the daily net value of the Monetary Fund is uniform, the converted unit income is 0.25 yuan/10000/ 1 yuan =0.000025, and the annualized rate of return is 0.000025 * 365 *100% = 0.96534.
Extended data:
The seven-day annualized rate of return is the average income level of the money fund in the last seven days, which is obtained after annualization. For example, the annualized rate of return of a monetary fund is 2% on the same day, and assuming that the income of the monetary fund in the next year can remain unchanged at the level of the previous seven days, then you can get 2% of the overall income if you hold it for one year.
There are usually two indicators to reflect the rate of return of money market funds: one is the 7-day annualized rate of return; The second is the income per 10,000 fund units.
Experts believe that consumers should pay more attention to the net income per 10,000 products or the total income per 10,000 products than the annualized income of seven days. Earn 10 thousand copies a day, which is the actual income of that day.
On the other hand, the 7-day annualized rate of return is to convert the 1 10,000 income in the past 7 days into an annualized rate of return, rather than the real rate of return every day. Investors should pay more attention to the stability of long-term performance when looking at product income.
References:
Seven-day annualized rate of return-Baidu Encyclopedia