Legal analysis: the basic premise of receiving maternity insurance is that the payment of maternity insurance is over 1 year, which conforms to the national population and fertility regulations. Before delivery, you need to bring all the information (expected date of delivery, medical insurance card) to the medical insurance center for prenatal records. After giving birth, bring: ID card, household registration book, original and copy of marriage certificate; Medical insurance card; The child's birth certificate, receipt of relevant expenses and medical insurance card are applied to the medical insurance bureau, and you can withdraw money from the bank with the application voucher. Conditions for obtaining maternity insurance: employees have paid maternity insurance 12 months or more at the time of childbirth, and unemployed persons must register for unemployment; Giving birth in a medical institution that meets the requirements of the state to set up obstetrics and gynecology; Abide by national, provincial and municipal family planning laws and regulations; Applications can only be accepted from 15, one month after birth. If the application is not made in time for more than six months, it will not be accepted.

Legal basis: Article 54 of the Social Insurance Law of People's Republic of China (PRC). The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.