The initial deposit amount of this product is 20,000 yuan, and the deposit period is divided into 1, 2 and 3 periods, and the corresponding interest rates are 2.65, 438+0%, 2.94% and 3.85% respectively.
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Yinliduo, the Agricultural Bank of China, is a personal time deposit product issued by Agricultural Bank of China on a regular basis, with flexible pricing and sold to specific regions and specific individual customer groups.
According to the customer's demand, the products have a variety of storage media, which can be stored in the debit card of Agricultural Bank of China or printed as certificates of deposit. Support early withdrawal to ensure the flexibility of deposits.
In case of early withdrawal or partial early withdrawal, the interest shall be calculated according to the deposit interest rate listed on the withdrawal date. If the retained amount is lower than the sales start amount, the account will be forcibly closed.
characteristic
1. Standard deposit with safe principal and interest.
2. The starting point is lower and the income is higher.
3, a variety of periods, more choices
4. Support debit cards, passbooks, certificates of deposit and other storage media.
5. Interest will be calculated on the day of purchase, and the principal and interest will be repaid in one lump sum upon maturity.
Treatment process
1, open an account. Proof of identity can be handled through the counters of Agricultural Bank of China, online banking and pocket banking, and can be handled on behalf of others.
2. Early withdrawal or partial early withdrawal. In case of partial or full withdrawal in advance, the interest shall be calculated according to the deposit interest rate listed on the withdrawal date. If the retained amount is lower than the sales start amount, the account will be forcibly closed.
Step 3 quit. This product does not support automatic rollover, and customers need to cancel their accounts when the product expires.
skill
There are differences in the starting amount and execution interest rate of each period of Yinliduo. Before buying Yinliduo, customers should read the product manual carefully and ensure that they fully understand the terms and conditions.
Yinliduo is a new deposit product of Agricultural Bank of China, which guarantees the capital and income. The initial deposit amount is 20,000 yuan, and the interest rate at maturity is 35%-40% higher than the benchmark interest rate, with the maximum interest rate of 1.54% for three months, 1.82% for six months and 2. 1 for one year.