Do I need loan funds? I need a loan from CCB because I want to buy a house, and the manager inside asked us to buy a fund and make a fixed investment for 6 months.

have no use for

These are two different things.

He asked you to buy a fund and make a fixed investment in order to complete the task. It is your choice to help him. You can still get a loan without helping him. It is possible that he will give you some obstacles. This is illegal. You can sue him, but I don't recommend it. Help others or make friends.

Your redemption has no effect on him now. His task has been completed.

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