In fact, the fund also has the advantages of the fund. The return is higher than the term and the risk is lower than the stock, but investors don't understand the fund. They may know about the Red Cross Fund, but many people don't know or understand investment funds, because investment funds are effective and long-term, and many people can't wait. Although the stock is risky, you can see the profit and loss on the same day, but the fund is different. At the same time, the fund is a passive choice, just like your family has arranged a lot of girlfriends for you, you can only choose from the middle; Furthermore, the main reason is that investors do not have enough investment awareness and understanding. They just want to make more money as soon as possible, preferring to face the possibility of heavy losses and want to get involved in this muddy water.