What conditions do you need to get rich by fund investment in 221 _ What are the taboos and risks of fund investment

Funds are more suitable for long-term fixed investment. By holding fixed investment funds for a long time, it is not difficult to share the cost and make 1% profit! The key to fund investment depends on whether you have the patience. It can be said that the ability to choose a fund only accounts for 3%, and more depends on the investor's mentality. Many people get rich by fund investment, but the premise is that certain conditions are needed. What conditions do you need to get rich by fund investment? The following are the conditions that Xiaobian collected for everyone to get rich by fund investment in 221 _ What are the taboos and risks of fund investment? I hope I can help you.

What are the conditions for getting rich by fund investment?

1 Fund investment must be persistent. We should focus on long-term value investment. The design concept of the fund is an investment weapon for lazy people to manage their finances. Therefore, many partial stock funds and index funds are due to the characteristics of enterprises. Very suitable for long-term fixed investment. As a way of saving for ordinary people. In reality, many people choose to vote, and they have not followed the main points of voting. Either the starting point of the fixed investment is wrong. Or you can't stick to it halfway.

2 there must be a certain deposit amount. Or have a stable source of income. Many people who invest in funds do not have a stable source of income. Or they have little savings. In this case, it will be very difficult to get rich by investing in funds. Xiaobian personally thinks that at least 1, will go up. Or a fixed income of several thousand dollars per month except expenses. Adhere to fixed investment for a long time. It is ok to get rich.

3 We should correctly choose the types of funds. Some funds are not suitable for fixed investment. Like a money fund. Bond fund. Although these funds are highly secure. But the volatility is too low. Choosing a fixed investment has no effect. The correct choice is partial stock fund or stock index fund. Large fluctuations are more suitable for long-term fixed investment.

What are the taboos and risks of fund investment

1. You can't borrow money to buy a fund. Borrowing money to buy a fund, if the market is not good, a deep callback. Your mentality will be unbalanced, and the profitable fund will be cut out.

2 you can't do short-term work. Everyone knows that funds are long-term wealth management products. However, when the market continued to fluctuate for 2 months. Some people can't stand it, and their hands itch. Looking forward, it seems that I missed a lot of opportunities to make money, so I rushed into the market to do short-term work. However, the market changed its previous routine and suddenly made a sharp 18-degree turn to make a deep callback. At this point, I won't say much about your mood, stealing chickens and not eating rice!

3 you can't follow suit. You can't hear that someone else's fund has made a lot of money, so you go with the wind. You know, if fund investment wants to get better returns, it has always been laid out in advance. Enter the market when it is in deep callback, not when the performance trend is straight.

4. You can't bite your teeth. It's better to buy a fund safely. Don't touch unpopular funds, don't think about dark horse funds, and don't even think about the funds at the forefront! Champion 3 A (technology, medicine, consumption) which round of big market can lose their big fish and big meat. So, watching too much is dazzling. I was not sure, but I was going to suffer again.

5 control the number of fund positions. Six funds are enough for most people! It would be better if it could be streamlined to three funds. There are many funds to choose from, except to show that you are unprofessional. Also, it will dilute your investment income, and the rest will not help!

6 Focus, don't operate in Man Cang, forever!

what are the functions of the maximum withdrawal of the fund

1. Understand the situation of the maximum loss. Most intuitively, through the historical maximum retracement data, we can roughly understand what the biggest loss may be after buying this fund, so as to be psychologically prepared, or choose products that are suitable for our risk tolerance.

2 understand the level of fund managers. The maximum withdrawal data of the fund can not only indicate the risk of the fund, but also convey some other information. For example, it also plays a very important role in understanding the level of the fund manager through the maximum withdrawal. Especially for actively managed funds, the operation of the fund manager plays a major role in the performance of the fund, and the fund manager's understanding, judgment and other comprehensive abilities are closely related. Regardless of other conditions, the better the maximum withdrawal of funds is controlled, the higher the level of fund managers and the better their ability. The opposite is also true.

3 different investment experiences. In the same time interval, under the condition of the same fund increase, the different maximum withdrawal brings different investment experiences to investors, both of which are up by 5%. Fund A is down by 2%, then up by 7% and Fund B is up by 2%, and then up by 3%. In the first case, many investors may choose to redeem the fund when it falls by 2%. Therefore, it is easier for investors to insist on long-term investment if the maximum withdrawal is well grasped.