Measures for social endowment insurance for rural doctors

Endowment insurance, the full name of which is social basic endowment insurance, is a social insurance system established by the state and society according to certain laws and regulations for the basic life of workers after they reach the working age limit stipulated by the state to terminate their labor obligations or quit their jobs due to old age. The following is the social endowment insurance method for rural doctors that I have compiled for you, hoping to help you.

At present, there are more than 2,2 rural doctors who have worked in village clinics for one year in the county. According to the calculation of the new mechanism, the county will invest 7 million yuan this year to implement payment subsidies and living allowances. The measures stipulate that if rural doctors participate in the basic old-age insurance for residents, the financial and grassroots health centers will give 2,8 yuan per person per year, and rural doctors will pay 1,5 yuan; Those who choose to participate in the old-age insurance for urban employees according to the flexible employment shall be subsidized according to the standard of participating in the basic old-age insurance for residents. Rural doctors who have reached the age of 6 or have reached the age of receiving treatment will no longer pay fees and receive a monthly pension; Those who meet the living allowance conditions for elderly rural doctors will enjoy living allowance.

recently, Shandong provincial finance has improved the multi-channel compensation mechanism, and established a quota performance subsidy system for village clinics, a basic public health service system for village clinics, a general medical fee system for village clinics, and a living allowance system for elderly rural doctors to ensure the reasonable income of rural doctors.

on the basis of comprehensive consideration of income from basic medical services and basic public health services, Shandong has given fixed performance subsidies to village clinics that implement the basic drug system and meet the planning requirements, and the amount of subsidies is linked to the performance appraisal results of their tasks. Among them, the provincial finance plans village clinics in a unified way for the provinces that implement the basic drug system. Each village clinic serves 2, to 4, people and is equipped with 2 to 4 village doctors. Each village doctor in the eastern, central and western regions receives an annual subsidy of 2,4 yuan, 3,6 yuan and 4,8 yuan respectively.

in 21xx, the per capita subsidy standard for basic public health services in Shandong province was raised from 3 yuan to 35 yuan. According to the division of tasks between township hospitals and village clinics, village clinics undertake about 48% of the tasks. According to the principle of government purchasing services, the per capita service funding standard of village clinics reaches 17 yuan; After passing the performance appraisal, rural doctors can get an average of 17, yuan of basic public health service income every year for every 1, people they serve.

At the same time, Shandong Province has established a general medical fee system for village clinics. Village clinics charge general medical fees according to 6 yuan/person-time in medical activities, and the individual payment should not exceed 1 yuan/person-time. The rest are reimbursed through residents' medical insurance, which not only increases the burden of medical treatment for ordinary people, but also guarantees the income of basic medical services for rural doctors.

It is understood that for the elderly rural doctors who meet the prescribed conditions, after reaching the age of 6 and leaving the post of rural doctor, starting from January 1st, 2XX, Shandong Finance will pay the living allowance according to the standard of 2 yuan per month for each year of working experience, so as to properly solve the living difficulties of elderly rural doctors. For counties with financial difficulties in the province, Shandong Provincial Finance will arrange special funds according to the proportion of 5%, and give subsidies through the county-level basic financial security mechanism.

expansion: calculation method of rural endowment insurance

rural endowment insurance guarantees the basic life of elderly workers to a certain extent. The amount of pension is related to the quality of life after retirement, which is very important for the elderly. Experts can solve the problem of rural old-age insurance calculation through the online rural old-age insurance calculator. We should make good use of it and plan our retirement in time.

It is not easy to calculate this series of accounts. The first thing is the trouble in calculating the basic pension. Especially for people who are not good at compound interest calculation, it is quite difficult to finally figure out how much they can receive in the future. Rural endowment insurance calculator does not need people to calculate manually, which can reduce a lot of trouble.

Secondly, ignorance of the pension calculation and distribution policy will also cause calculation problems. The new agricultural insurance fund consists of individual contributions, collective subsidies and government subsidies. According to the current policy, the pension of the new rural old-age insurance = basic pension+personal account pension. Among them, the state currently stipulates that the basic pension is 55 yuan, and local governments can increase it according to their own circumstances, but the personal account pension at their own expense = personal account storage /139. If you don't use the rural old-age insurance calculator to calculate, it is not only troublesome to calculate, but many people may not understand the new rural insurance policy and cause calculation errors. The insured can use the rural old-age insurance calculator to calculate. As long as you input some personal basic economic information, you can estimate the future pension amount, which can save time and avoid mistakes.

Some companies with better welfare benefits will provide employees with enterprise annuities as a supplementary old-age insurance, which will provide an extra layer of protection for their retirement. According to the relevant regulations, the enterprise annuity is raised by both employees and units, and the enterprise contribution does not exceed 4% of the total wages. The total contribution of employees and enterprises is limited to 1/6 of the total wages of employees, and income is generated through the investment and operation of enterprise annuity fund. Specifically, the amount of enterprise contributions calculated according to the proportion stipulated in the enterprise annuity plan is included in the employee enterprise annuity personal account; Individual contributions of employees are included in my personal account of enterprise annuity; The income from investment and operation of enterprise annuity fund shall be included in the personal account of enterprise annuity according to the net rate of return.

The rural social endowment insurance system plays a huge role for farmers, especially migrant workers. One group that wants to find out most about this problem is that migrant workers are away from home all the year round, but they also need to know local policies and measures to support this guarantee. Taking Chongqing as an example, the following problems should be paid attention to when applying for rural social endowment insurance:

1. Rural residents over 16 years old;

2. Urban flexible employees over the age of 16;

3. There are no people in towns over 6 years old who enjoy the basic old-age insurance (retirement).

There are some differences between rural social endowment insurance and urban residents' endowment insurance. When applying for urban residents' endowment insurance, full-time students at school and those who have received basic pension, retirement benefits or pension benefits on a monthly basis are not allowed to participate; Those who have participated in the basic old-age insurance for employees of urban enterprises, the old-age insurance for migrant workers, and the old-age insurance for institutions and institutions will no longer participate at the same time.

those who have reached the age of 6 and the payment period is 15 years or more will receive the basic pension on a monthly basis from the month after reaching the age of 6.

if the insured feels that the current basic social security can't meet their requirements for future life, they can also purchase commercial endowment insurance suitable for them to supplement it. ;