Recently, the debt crisis in Europe and the United States has fermented, the panic in the international market has spread, and the demand for safe haven has prompted funds to flow to the gold market. The weak dollar also further supported the rise of gold prices. However, the international gold price continues to rise in the short term, and the irrational pursuit of safe-haven funds has accumulated great risks, and it may still face adjustment in the short term, so the short-term risks will be relatively large. It can be said that the price of gold above $65,438+0,800, just like the price of oil rose above $65,438+0,000 in 2008, can only be speculated in the spot, which basically has no investment value, not to mention the gold fund. If it is a long-term investment, in the long run, the price of gold will continue to rise, and gold is still a tool for maintaining and increasing value. Therefore, the gold fund still has high investment value. It is suggested to wait and see for the time being, and then intervene after the international gold price falls to a certain extent.
The newly approved global income real estate fund should be Nuoan, and Penghua is an American real estate fund. They are the first two QDII funds in the Mainland to invest in overseas real estate investment trusts.
Although statistics show that the average annual rate of return of REITs in the past 30 years can reach 10% ~ 15%, which is much higher than all kinds of wealth management products, in the context of the US debt crisis, this time Penghua American Real Estate Securities Investment Fund and Nuoan Income Real Estate Fund went to sea, with both good and bad results.
There are two main risks in investing in REITQDII: one is exchange rate risk, especially the fear of RMB appreciation against the US dollar; The second is the cyclical fluctuation of real estate in the investment target country.
In terms of coverage, the US REITs market accounts for about 40% of the global REITs market. There are also differences on whether the investment value of the American real estate market is outstanding. One thinks that the American housing market has bottomed out; However, there are also views that it is still in the bottoming stage and does not have the foundation to achieve a trend improvement.
In short, it is a new product, the investment target is unfamiliar, and there is no performance to refer to. If you are unfamiliar, it is not recommended to buy in a heavy position.