Some people have heard that funds need to be held for a long time, so they will have doubts. Can the fund make money if it is kept for a long time? Will the fund make money after a long time? Today, Bian Xiao has compiled some fund-related knowledge for everyone. Let's have a look!

Will the fund make money after a long time?

There are many factors that affect whether the fund can make money, such as the investment ability of the fund manager and the fund market. If the ability to choose a fund manager is not very strong and the fund market is not very good, then the longer the fund stays, the more money will be lost, so buying a fund needs to be considered from many aspects.

Money doesn't mean making money if you put it away for a long time. If they want to make money, they must choose a good fund to hold for a long time. They must be careful when choosing a fund. First of all, they should choose the type of fund according to their risk tolerance.

If you can't bear the big risk, then choose the type with small risk. If you want to pursue returns, you need to take certain risks. You can consider the types of funds with greater risks, such as stock funds, index funds and hybrid funds.

In addition, it is also important to choose a good fund manager. You can refer to the past performance of fund managers and try to choose a fund manager with good past performance. Secondly, when choosing the working years of fund managers, it is best to choose those with longer working hours, such as more than four years.

The number of fund managers and the maximum withdrawal amount also need to be considered. Don't choose too many management numbers. The management energy of fund managers is limited, and it is best not to exceed five. We should consider the employment return and moderate fund size.

The IMF must recite this formula.

1. Choose a good company and a good fund manager.

It is very important to buy a fund and choose a good company and fund manager. When choosing a fund company, you can refer to its size and ranking. When choosing a fund manager, it depends on the historical performance of the fund manager, whether the fund manager has worked in the fund company for a long time, and whether the performance belongs to steady growth, investment ability, rate of return from employment and the biggest retreat.

2. Reduce the base number to less than ten.

When buying funds, it is generally not recommended to buy too many funds. Buying too many funds is very time-consuming and laborious. If the management is not enough, the fund will stay there, and there may be losses later. When choosing a fund, it is generally better to choose a few good funds to hold for a long time.

3. Refer to performance and think independently.

It is also important to refer to past performance. When choosing, try to choose a fund with good past performance, and don't choose a fund with poor performance. Although the past performance does not represent the future, it will still have a certain reference function.

4. The fund scale is above 1 100 million.

If the fund scale is too small, when the fund market is not good, the fund will continue to decline, and there will be the risk of bankruptcy and liquidation. Therefore, when choosing the fund size, it is best to choose the scale of 1 100 million or more.

Is etf suitable for long-term holding?

ETF can be held for a long time, but whether it is suitable or not depends on what the selected fund market is like. If the selected etf market is not good and the fund continues to fall, it is not suitable for long-term holding. If you don't stop loss in time, you will lose more and more.

However, if the etf market is better, it is more appropriate for investors to spread risks and share them equally by means of fixed investment funds. When the profits reach a certain level, they can redeem them to make money.