Specifically, it is not the preservation and appreciation of endowment insurance, but the preservation and appreciation of social security funds.

The preservation and appreciation of social insurance funds means that the social insurance fund management institution or its entrusted institution invests in financial assets or physical assets permitted by national laws or policies to obtain income. Social security funds to achieve value preservation and appreciation mainly through the following channels:

1. Bank deposit;

2. Stock operation;

3. bonds;

4. Real estate investment;

5. Investment funds;

6. Establish joint venture investment companies or social insurance joint-stock banks.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.