At present, the American fund industry has the largest asset scale and the most perfect management system in the world. By the third quarter of 2006, the assets managed by American open-end funds exceeded $65,438+00 trillion for the first time, accounting for more than 50% of the global fund market, making it the largest financial institution system in the United States. Open-end funds have become an indispensable part of ordinary Americans' investment and financial management. According to the data of American Association of Investment Companies, in 2006, about 48% American families held open-end funds, and in the financial asset structure of American families, open-end funds occupied a dominant position of 47%. American residents recognize funds mainly because the rate of return of funds is higher than that of bank deposits and the safety factor is better than that of stocks.

Europe's securities investment fund ranks second in the world after the United States. The biggest difference between the European open-end fund investment operation and the United States is that American funds mainly invest in stocks, while European funds mainly invest in bonds.