This is expected. Bank of China Heng Yue 180-day holding period fund share lock-up period is 180 days. During the holding period, the fund investment is expected to lose money, and in a few extreme cases, the fund may lose all of it. Moreover, the fund is a bond fund, and its expected risk and expected return level is higher than that of money market funds, but lower than that of hybrid funds and equity funds. During this period, redemption and transfer-out business cannot be handled.