In fact, people in the fund industry know very well that the bigger the fund, the better. It is suggested that it is best to choose a fund with a moderate scale, because a smaller fund may face the risk of rising fund operating costs and liquidation, while the asset allocation difficulty of a larger actively managed fund will increase accordingly.
There are many kinds of funds in the market at present. There are four kinds of funds: money fund, bond fund, mixed fund and stock fund. The investment type of each fund is different, which will also lead to different investment returns of the same sum of money.
The first thing to understand is that the more money, the more money you earn. For example, if a person buys a stock with 654.38+100000 yuan and a person buys the same stock with 654.38+100000 yuan, then if he makes money, he will definitely earn more with 654.38+100000 yuan. But there is a premise, that is, buy the same stock, so as to make a comparison.
For example, comparing the money fund with the stock fund, the money fund has a scale of 654.38+0 billion, and the stock fund also has a scale of 654.38+0 billion. At present, the annualized rate of return of money funds is around 3% at most, while that of stock funds can reach more than 654.38+000% a year if the returns are good.
Therefore, according to this theory, even if the stock fund is smaller than the money fund and has less funds, the stock fund earns more money than the money fund.
So we can draw a conclusion that the bigger the fund, the more money it will earn, but if we want to compare it horizontally, it is not necessarily so.
In fact, this is still a test of everyone's understanding of the fund. One sentence is right: people will never make more money than they know. Therefore, if you want to make money through investment and financial management, professional study is essential.