the investment threshold of wealth management products, that is, the starting point of investment, refers to the minimum investment amount when investors buy wealth management products. Setting the investment threshold is not only the confirmation of investors' risk tolerance, but also the target market positioning of financial institutions.

Bank wealth management products often set investment thresholds according to risk levels. Common investment thresholds are: 5, yuan for risk level 1 and 2, 1, yuan for risk level 3 and 4, and 2, yuan for risk level 5. The investment threshold of a trust is generally at least 1 million yuan. For the asset management plan of securities firms, the amount of participation of a single customer in the collective and directional asset management plans shall not be less than 1 million yuan.

of course, with the intensification of competition, the investment threshold is not static. For example, in 213, with the emergence of new financial management methods such as Yu 'ebao, there is almost no threshold for investment, which will gradually reduce the investment threshold of various wealth management products to meet the needs of investors.

investment and financial management means that investors manage and allocate the assets of individuals, families, enterprises and institutions by reasonably arranging funds and using investment and financial management tools such as savings, bank financial products, bonds, funds, stocks, futures, commodity spot, foreign exchange, real estate, insurance, gold, P2P, culture and works of art, so as to achieve the purpose of maintaining and increasing the value, thus accelerating the growth of assets.