In accordance with the provisions of Article 3 of the Regulations on Basic Medical Insurance for Urban Employees in People's Republic of China (PRC), the basic medical insurance fund for urban employees shall be established;
The implementation of individual medical accounts (hereinafter referred to as individual accounts) and basic medical pooling funds (hereinafter referred to as pooling funds) payment system.
The ownership of personal accounts belongs to individuals. The ownership of the overall fund belongs to all personnel participating in the basic medical insurance.