In real life, we can find many investment methods, and different investment methods will suit different investors. Because office workers generally work more hours and don't have much energy to invest in finance, I personally want to suggest that office workers invest in custody to gain some value-added space for their assets, but office workers also need to bear certain investment risks.
I suggest office workers buy fund products.
There are many fund products in the market, and the fund products we usually refer to are generally Public Offering of Fund. In all Public Offering of Fund, I personally suggest that office workers buy passive funds such as index funds. This new product can get an annualized return on investment of about 10%, and the annual maximum fluctuation is generally within 20%, which is affordable to many people.
Second, office workers can also buy bank wealth management products.
There are many kinds of bank wealth management products, which are basically the same. The annualized return on investment of most bank wealth management products is between 4% and 6%. Some banks may launch floating bank wealth management products, and the annualized income of such bank wealth management products may be higher. In most cases, office workers can spend at least half of their funds on bank wealth management products and achieve compound interest growth in this way.
Third, office workers can also do new operations.
Although it seems troublesome to play new operations, it will not consume too much time for office workers. Office workers can choose to pay more attention to the capital market when doing new jobs. Every time they do a new job, they can get a return on investment of at least several hundred yuan, and this return on investment is relatively stable. Generally speaking, there are many ways for office workers to participate in investment. Personally, I don't recommend office workers to invest in financial projects with very high risks. Office workers need to be responsible for their own funds.