The bank account balance in China is different from the book balance.
Assets on online banking are not updated in real time, and there will be delays, so they cannot be regarded as correct, and the balance shall prevail. There will be a display of total assets in the mobile APP, representing the total assets and liabilities of users in CCB, including deposits, funds, wealth management products, precious metals, bonds, insurance and so on. And liabilities including housing loans, consumer loans, credit cards, etc. Therefore, total assets are shown as assets minus liabilities. If the display is inconsistent, it can be analyzed according to the specific situation. If the total assets display is inconsistent with the customer's expectation, it may be because the individual has not added an account or the credit card has an unrecorded amount, and the update is not timely. Users are advised to add complete account information and pay attention to total assets.
Precautions:
Remember that ten things are the same as six things. Under no circumstances should you disclose the bank card number, password and other related information, especially the SMS verification code. You should also protect your personal data, such as mobile phone number and ID number. Don't tell strangers at will.
Use passwords that are not easy to crack, and avoid setting passwords with birthdays, ID numbers or simple numbers.
Be sure to check whether the amount is correct when shopping, and take protective measures when entering the password, such as shielding operation. Pay attention to whether the card I get back after brushing is my own card.
If you receive some strange text messages with strange URL links, you must check them carefully and don't click on the links at will. If you receive a false phone call or text message, you can directly call the official customer service hotline for consultation to verify whether the received information is correct.