1, the scope and standard of compensation for the loss of dormitory property caused by accidents such as theft, robbery and looting;

2, fire, explosion, lightning, wind, flood and other natural disasters caused by the dormitory property loss compensation scope and standards;

3. Property loss in the dormitory due to pipeline blockage, water leakage, electrical equipment failure and other reasons;

4. Reasonable compensation for accommodation and living allowance;

5. For the rented or borrowed dormitory, it is necessary for the insurer to obtain the permission in advance and pay the insurance premium according to the regulations to enjoy the protection.