Direct selling institutions refer to two ways: directly remit money to fund companies to buy funds and individuals directly log on to the fund companies' websites with corresponding bank cards. Consignment agencies include consignment banks and securities companies. 2. Individuals can purchase funds from correspondent banks with their ID cards. 3. Individuals who buy funds in securities companies can buy them after opening an account in securities companies with their ID cards. 4. To buy a fund on the fund company's website, you must first open a suitable bank card (debit card of Industrial Bank and Guangfa New Wealth Management Card of Guangfa Bank), and then use this bank card to log in to the corresponding fund company's website to open an account, so you can buy and sell funds. Because buying funds on the fund company's website can generally enjoy more favorable rates, it is welcomed by many individual investors. The applicable rates of each fund company are not necessarily the same, and the applicable bank cards may be different, but the above-mentioned Industrial Card and Guangfa Card are commonly used. With these two cards, you can generally enjoy a preferential rate of 0.6% when purchasing funds on their websites, but the subscription rate of consignment agencies such as banks and securities companies is generally 1.5%. 5. In the near future, you can consider the Jing Shun Great Wall Emerging Growth Fund being issued, and don't consider the old fund for the first time, which is risky.