Introduction to individual payment of social security
I:
1. How can individuals pay social security (pension+medical care) as freelancers?
2. conditions for enrollment: urban hukou or rural hukou.
2. Handling place: social security service points in local community streets, or social security bureaus (labor and social security bureaus) at district and county levels.
3。 How do individuals pay the basic information needed in social security issues: household registration book, ID card and photocopy, and two 1-inch photos.
4. payment standard: based on the local social wage of the previous year, the proportion of pension payment is 2%, and medical care is about 9%. At present, there are still 8% and 1% options.
2:
1. It is paid by the company. That is, the unit and the individual pay the same fee. In this way, the unit pays part and the individual pays part, which is paid according to a certain proportion according to the average monthly salary of the individual in the previous year. The individual part will pay 8% of the average salary of the individual last year, 2% will pay medical insurance and .5-1% will pay unemployment insurance.
2. Individuals pay social insurance as freelancers. In accordance with the provisions of the payment base (hundreds to thousands, local regulations), according to a certain proportion of payment, local regulations are different, the general pension insurance in the proportion of 18-28%, medical insurance generally according to the local average wage level of the previous year 6-1% payment.
China's social insurance is still in the stage of regional overall planning. Different regions have different bases and proportions. If you can explain the regions you care about, your answer will be more accurate.
three:
how to pay social security, individuals should generally pay endowment insurance and basic medical insurance; It should be implemented in accordance with the method of freelancers participating in social insurance. Freelancers can only participate in old-age insurance and medical insurance. There are specific provisions on the payment of old-age insurance and medical insurance: old-age insurance: bring my ID card, unemployment certificate and two 1-inch photos to the business window of the local social security center. Medical insurance: after completing the formalities of endowment insurance, take the above materials and the well-run endowment insurance manual to the business window of the local medical insurance center. Just pay the fee normally according to the regulations! !
Four:
1. How do freelancers pay social security? The base of payment for urban individual industrial and commercial households and flexible employees to participate in the basic old-age insurance is the average salary of local employees in the previous year, and the payment ratio is 2%, of which 8% is credited to personal accounts. After retirement, the basic pension will be calculated and paid according to the basic pension plan for enterprise employees.
2. In terms of medical insurance, freelancers and self-employed people can choose to build only a unified fund. You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account! Employees participating in medical insurance are 6% for the unit and 2% for the individual;
3. according to the above method, according to the local average social wage and the proportion that should be borne, it is clear to calculate the specific payment!
Now people want to buy a guarantee for their old age. This paper introduces how individuals pay social security. If you want to apply for social security yourself, you should consult the relevant social security department.
Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.