The real answer is that if you don't know anything, you buy funds by luck. You have a lot of fund knowledge and rich investment experience, so you buy funds by strength.
In short, strength is greater than luck in fund investment.
Of course, if you want to improve the luck of buying funds to make money, you can work hard from several aspects.
First, reduce the expected return on investment.
If you want to improve your luck, you must have a clear understanding of objective facts. Our expectation of fund income is not how much money our friends or Internet investment gods have earned, but how the average market level of this product is. Because most of us are ordinary people with average investment ability, we should keep a clear understanding in investment so as not to be influenced by emotions and make rational decisions.
Second, avoid risks as much as possible.
In fund investment, no one can keep an accurate judgment and make the best choice every time. However, we can rule out the worst option as much as possible.
For example, you can improve your good luck by avoiding short-term speculation, doing ordinary transactions, excluding funds with the worst market performance, and insisting on long-term investment.
Third, invest in your own cognitive range.
As I said before, if you don't know anything, then buying a fund is pure luck. If you know about funds, then buying funds is to fight for strength. Invest in your own cognitive range and make certain and understandable investments. At the same time, in this process, we can constantly expand the depth and breadth of our cognition and expand our ability circle.