Fixed investment cycle of fund fixed investment
The fixed investment of the fund is to invest in the designated open-end fund with a fixed amount at a fixed time, which is similar to the bank's zero deposit and withdrawal method.
Fund fixed investment is generally divided into daily investment, weekly investment and monthly investment, and investors invest according to their own conditions.
What is the difference between daily fixed investment 10 yuan and monthly fixed investment in 300 yuan?
1, the fixed investment period is different.
The biggest and most intuitive difference between the two is that the period of fixed investment is different. One is to pay by the day and invest once a day; One is to pay monthly and invest once a month.
2. Different payment rules
The fees paid by the two companies are the same, and they are charged according to the proportion of the fund amount, unlike the minimum fee requirement for stocks, so it is the same for you to invest in 30 periods at one time, and the investment fees are charged according to the total 300 yuan.
3. Different cost allocation
The so-called cost sharing is because the subscription is based on share, and the subscription share is different with different net worth; The market fluctuates greatly, and the net value changes every day, so the shared cost is different.
Suppose you make a fixed investment of 10 yuan every day for 3 months, and the cost is the average value in these 90 days; If you make a fixed investment every month, if you make a fixed investment for 3 months, the cost is the average of 2 days on the fixed investment day. But the cost can't be compared, and it needs to be based on the current market price.
The above is the difference between daily fixed investment 10 yuan and monthly fixed investment in 300 yuan. I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.