Operating environment: Brand model: iPhone13 System version: iOS15.3.1 App version: v3.40 You can log in to the Yunnan Rural Credit Union Mobile Banking App, select "Social Security Payment", after checking the ID number, enter the SMS notification mobile phone number, and then select the ID type

, click "Query Insurance Information", select the pension insurance and then select the payment period, click "Query Payable Information", select the payment level and click "Submit" to make the payment; Pension insurance, the full name of social basic pension insurance, is a national and

According to certain laws and regulations, society establishes a social insurance system for the basic life of workers after they reach the working age limit stipulated by the state to be relieved of their labor obligations, or after they retire from their jobs due to old age and loss of working ability.

Pension insurance is an important part of the social security system and one of the most important of the five major types of social insurance.

The purpose of pension insurance is to protect the basic living needs of the elderly and provide them with a stable and reliable source of living.

Pension insurance automatically comes into effect after the elderly within the legal scope "completely" or "basically" withdraw from social working life.

The so-called "complete" is characterized by the separation of workers from the means of production; the so-called "basic" refers to the fact that participation in production activities has no longer become the main content of social life.

Among them, the legal age limit is the practical measurement standard.

At the same time, the insured must meet the following two conditions, namely: meet the retirement conditions stipulated by the state and have gone through relevant procedures; and if the cumulative payment period of basic pension insurance premiums has reached 15 years according to regulations, the insured person will be eligible for the insurance starting from the next month after approval by the labor and social security administrative department.

, you can receive basic pension and funeral subsidy on a monthly basis.

Basic pension insurance premiums are paid jointly by the enterprise and the insured according to different payment ratios.

Take the pension insurance payment ratio in Beijing as an example: enterprises pay 16% of the total payment base every month, and employees pay 8% of their wages.

Pension insurance takes the living security of the elderly as an indicator, and establishes an insurance fund through redistribution or savings to pay the living expenses of the elderly.

Its implementation has the following functions: 1. It is beneficial to ensure the reproduction of labor force.

2. By establishing a pension insurance system, it is conducive to the normal intergenerational replacement of the labor force group. The elderly retire when they are old and the newly growing labor force is successfully employed, ensuring the rationalization of the employment structure.

3. Conducive to social security and stability.

Pension insurance provides basic living security for the elderly, allowing them to have something to look after in their old age.

With the arrival of population aging, the proportion of the elderly population is getting larger and larger, and the number of them is also increasing. Pension insurance guarantees the basic life of elderly workers, which is equivalent to ensuring the basic life of a considerable part of the population in society.

For working workers, participating in pension insurance means having expectations for their future life after old age and eliminating worries. From a social mentality, people are more stable and less impetuous, which is conducive to the development of society.

Stablize.

4. Conducive to promoting economic development.

Most countries in the design of pension insurance systems link fairness and efficiency, especially the partially accumulated and fully accumulated pension financing models.

The amount of pensions that workers receive after retirement is directly related to their wage income and contributions during their working years. This will undoubtedly create an incentive for workers to work actively during their working lives and improve efficiency.