When to recover the principal of the fund depends on the rise and fall of the fund and the expected income of investors.

The income from fund investment comes from the future.

General funds mainly invest in large-cap blue-chip stocks, and when calculating the Shanghai Composite Index, large-cap blue-chip stocks also account for a great weight, so the decline and rise of funds are generally related to the decline and rise of the Shanghai Composite Index.

However, it is different for different funds. Some funds are closely related to the Shanghai Composite Index, others are irrelevant, and even some funds can rise when the market falls, depending on what stocks the fund holds.

When investors intend to redeem their funds, they can bring the debit card and fund trading card of the opening bank, and also fill in and submit the transaction application form before 3: 00 pm. After being accepted at the counter, investors can inquire and redeem the fund after five days.