2. Monetary funds are mainly used to invest in securities with high security and stable income, such as national debt and bank deposits. 20 12 The 7-day annualized rate of return of domestic monetary funds is around 3.8% on average.
3. On the whole, money fund, as a fund product, may lose money in theory, but from the historical data, the risk of stable income is minimal.
4. At the same time, the funds transferred to Yu 'ebao are guaranteed by Alipay. If it is verified that the Alipay account is stolen, and the funds in the Yu 'ebao account are stolen and cannot be recovered, Alipay will make compensation.