Some drugs are transferred out of the medical insurance catalogue, not because the medical insurance fund is insufficient, but to standardize drug use and enhance the fairness of the medical insurance system. Some transferred drugs will not affect everyone's drug purchase, because most drugs can be replaced by other drugs, and other drugs are still in the medical insurance catalogue. Since 20 18, China has been reforming the medical insurance catalogue, and some commonly used drugs will definitely join the medical insurance in the future. Generally speaking, in recent years, China's medical insurance drugs have indeed reduced the medical burden for many people. A batch of drugs has changed from sky-high price to civilian price, becoming the lowest price in the world. In the last four years, more than 250 drugs have been added to the medical insurance catalogue, and the average price has dropped by 50%.

According to the person in charge of the National Medical Insurance Service Administration, in 20021year, China's medical insurance income was 2.88 trillion yuan and its expenditure was 2.4 trillion yuan. It can be seen that China's medical insurance revenue and expenditure is relatively balanced, and there is no problem of insufficient medical insurance funds.

What do I think about medical insurance?

I bought medical insurance for urban and rural residents. Before 20021,I had to pay money every year. Until 2002165438+February, I was diagnosed with systemic lupus erythematosus, a major disease, and I never used it once. This disease costs a lot of money and needs lifelong treatment, which means I need medical insurance in the future. Medical insurance really saved me a lot of money. I can open a chronic clinic for this disease, so I can reimburse more than 50% of the expenses every time I go to the clinic to prescribe medicine.

It's a pity that I paid so many medical insurance fees before, but it didn't work once. Is it too wasteful? Now I know that not using medical insurance card is the happiest thing. But you still have to buy it every year. This is to reassure yourself. I hope you don't use this card.

However, there is a question, why is medical insurance increasing every year? Although the increase is only a few tens of dollars, it is still an expense that cannot be ignored for those of us who have unstable jobs.