In order to avoid the situation that customers forget the due repayment date or the repayment amount is slightly wrong, resulting in interest expenses or affecting personal credit, Bank of Communications Credit Card provides customers with a more humanized "time tolerance" repayment service. Timeliness service refers to timely repayment if the repayment is recorded on the due date of the current bill (including a three-day grace period) under the normal account state.
Tolerance service means that under normal account conditions, if the current repaid amount is fully returned to the minimum repayment amount, but there is still a difference between the current repaid amount and the bill payable amount of less than or equal to RMB 65,438+00 or USD 65,438+0, it will be regarded as full repayment in the current period, and this unpaid amount will be automatically transferred to the next bill.
The English name of Bank of Communications is BCM, and the Chinese name is Bank of Communications. Established in 1908, Bank of Communications is one of the six largest banks in China, one of the oldest banks in China and one of the note-issuing banks in modern China.
On April 1, 1987, the restructured Bank of Communications officially began to open to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. In June 2005, Bank of Communications was successfully listed on the Hong Kong Stock Exchange, and in May 2007, it was successfully listed on the Shanghai Stock Exchange.
Bank of Communications is one of the major providers of financial services in China. The business scope of the Group covers commercial banks, securities, financial leasing, trust, insurance, fund management and offshore financial services. The number of domestic branches of Bank of Communications is 235, including 30 provincial branches, 7 directly affiliated branches and 99 provincial branches/kloc-0, with 3,270 outlets in 239 cities above prefecture level and 158 counties or county-level cities. The Group owns seven non-bank companies, including wholly-owned subsidiaries BOCOM Leasing, BOCOM Investment and BOCOM Insurance, and holding subsidiaries BOCOM Fund, BOCOM Life Insurance, BOCOM Guo Xin and BOCOM International.
In addition, Bank of Communications is the largest shareholder of Changshu Rural Commercial Bank and the largest shareholder of Tibet Bank. Strategic shareholding in Hainan Bank, holding four rural banks. 20 19 July, 20 19 released the ranking of the world's top 500 150. Ranked 18 in the list of "Belt and Road" China 100 top enterprises. 20 19 February, 100 brand was selected as the model of 20 19 China Brand Power Festival. In March 2020, it was selected as one of the top 500 global brands.