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What does maternity insurance mean?
Maternity insurance refers to a social insurance system in which the state provides medical services, maternity allowance and maternity leave for pregnant women through legislation, and the state or society provides necessary economic compensation and medical care for maternity workers.

Maternity insurance benefits in China mainly include two items. One is maternity allowance, and the other is maternity medical care. Among them, the examination fee, delivery fee, operation fee, hospitalization fee and medicine fee of female employees are paid by the maternity insurance fund. The medical service fee and medicine fee (including self-funded medicine and nutritional medicine) exceeding the prescribed amount shall be borne by the employees themselves.

Trial Measures for Maternity Insurance for Enterprise Employees Article 6: The examination fee, delivery fee, operation fee, hospitalization fee and medicine fee for female employees shall be paid by the maternity insurance fund. The medical service fee and medicine fee (including self-funded medicine and nutritional medicine) exceeding the prescribed amount shall be borne by the employees themselves.

operation sequence/order

1. After a female worker is pregnant, before abortion or family planning operation, the employing unit or the staff of the street or town labor security service station shall bring the application materials to the maternity insurance window of the district social labor insurance agency for handling.

2. The staff accepts the examination and approval and issues a medical certificate.

3. Within 30 days of maternity leave, the employer or the staff of the street and town labor security service station shall bring the application materials to the maternity insurance window of the district social labor insurance agency for treatment settlement.

4, workers accept the examination and approval, pay maternity medical expenses and maternity allowance.