Does the Absolute Income Foundation lose money?
Maybe, because not all funds are guaranteed and there is a risk of losing money. Although the income of the absolute income fund is relatively stable, it does not mean that it is foolproof. Although absolute return funds may bring absolute returns to investors no matter whether the market goes up or down, rather than pursuing the performance beyond a certain index, this return is also probabilistic, not 100%.
Absolute income products do not promise that investment will not lose money in any short period of time. To be exact, absolute income fund is just an idea to strive for the maximum income under the condition of strictly controlling the fluctuation of portfolio.
Advantages of absolute income fund:
1 high cost performance: among the sound wealth management products, the long-term income of the partial debt hybrid fund and the secondary debt base is stable and the withdrawal is low;
2. The value of bond asset allocation has improved: foreign capital has increased its holdings of Chinese bonds for 22 consecutive months, and the valuation advantage of bond assets has been highlighted;
3 short-term adjustment does not change the long-term allocation value of the bond market: although the bond market has short-term adjustment, its fluctuation is low, and it still maintains a steady upward trend in the long run;
4. The economic recovery is orderly, and the fundamentals are favorable for the stock market: the deterministic recovery is still generally loose with liquidity, and A shares continue to have room for performance;
5. Appropriately advance and retreat, giving consideration to income and stability: strictly control risks and improve income through diversified allocation of stocks and bonds;
6 can effectively improve the investment efficiency of the portfolio: the optimal allocation of stocks and bonds, in the past, the positive income of the partial debt mixed fund index accounted for nearly 90%.
The purpose of absolute income fund is to obtain better income, and the pursuit is to win steadily. The income is usually not very high, but the security is high. To sum up is to try not to lose money and earn less.