In real life, many people must download Alipay or WeChat on their mobile phones. These two softwares are essential for mobile payment. For this reason, Alipay and WeChat are common mobile phone software.
Since everyone has Alipay and WeChat software in their mobile phones, why not buy funds on these two platforms? From the actual situation, Alipay and WeChat purchase funds have the following two shortcomings.
Disadvantage 1: WeChat and Alipay are only agents of fund companies. To put it bluntly, it is an intermediary company, but it has opened channels for purchasing funds on these two platforms.
Since we know that WeChat and Alipay are only intermediaries to buy funds, not real fund official website, it is obvious that some news in the fund market is incomplete, which is a disadvantage to the people.
Disadvantage 2: WeChat and Alipay play an intermediary role for fund companies, and the intermediary will inevitably charge a certain intermediary fee. Based on this, it is inferred that Alipay and WeChat Purchase Foundation have additional capital expenses.
Similar securities companies are intermediaries, and investors need to pay commission fees for transactions; Buying funds according to Alipay and WeChat is generally a handling fee of 1.5 fold, while buying funds directly from the fund app is only a handling fee of 1 fold. Although the cost is 0.5 fold, it will be a lot of money in the long run. This is the disadvantage of agents.
It can be inferred that WeChat and Alipay have two shortcomings in purchasing funds. Conversely, buying a fund in the fund app has two major advantages. The specific advantages are as follows.
Advantage 1: It is more intuitive to buy a foundation in the fund app, and the fund data will be more complete and normal, which will help the people. Only with more complete fund information can we analyze and understand the fund more deeply.
Advantage 2: you can accept part of the handling fee for purchasing funds in the fund app. The handling fee of funds is not low. The agent buys the fund at a discount of 1.5, while the fund app only costs 1. The same transaction amount can save the handling fee of 0.5 fold, which can save a lot of expenses in one year, so you can rest assured that you can buy funds in the fund app.
Based on the above analysis and comparison of Alipay, WeChat and Fund app, the answer is very clear. When purchasing funds, you must download professional app software. The most common fund app is purchased by Tian Tian Fund. I wish all citizens a happy investment.