Bond funds have the following three advantages-1, and the yield is worth looking forward to. Bond funds can improve the rate of return by changing the variety structure. 2. The holding period is flexible. Exchange the average duration of the fund for the average income, and you can get the average income without locking in a long holding period. Unlike treasury bonds and time deposits, the longer the term, the higher the interest rate. In order to obtain high returns, it needs to be held for a long time. 3. The interest rate risk is smaller. Fund managers will better grasp the trend of interest rate adjustment and try their best to resolve interest rate risks. Generally speaking, our investment purpose is to obtain relatively stable returns in the medium and long term, so bond funds are a good configuration variety.