Silver fund is the target of linked wealth management products. Generally speaking, the higher the growth of the underlying value linked to wealth management products, the higher the product income. Silver Fund ETF is an American investment fund engaged in silver trading. Investors participate in silver trading by purchasing the fund. Generally speaking, the price of funds is closely related to the price of silver. When the price of silver rises, the price of the fund will also rise, and investors can gain income.

As for the maximum loss of 5%, the contract clearly stipulates the maximum profit of 23%, but it needs to be determined according to the performance of the silver fund linked to the product, so the profit may be between 0% and 23%. However, the 95% capital preservation clause is stated in the contract, which means that no matter how much the price of silver falls, even if it falls by 50%, investors can still get 95% of the principal, and investors can read this clause clearly when buying.

The purpose of this wealth management product is to obtain relatively high income (23%) with relatively low risk of loss (5%). Compared with products with guaranteed returns (generally 3%-5% returns), investors can fully participate in the market and get the maximum possible returns under the risk of fixed losses.

In the final analysis, in fact, the purpose of financial management is to reduce risks and obtain reasonable returns through different investment portfolios. Not to say which investment is the best. Investors should invest their money separately, some of which should be prudent in financial management and some of which should be radical in investment. As the saying goes, "Never put all your eggs in one basket". Only in this way can we get the maximum profit with the least time and risk in the ever-changing market.