Because the condition of receiving social insurance retirement benefits is that the minimum payment is not less than 15 years, and the more you pay, the best age to participate in social insurance is 18-45 years for men and 18-40 years for women.
"Opinions of the State Council on Establishing a Unified Basic Old-age Insurance System for Urban and Rural Residents" Coverage: employees of non-state organs and institutions and urban and rural residents who have reached the age of 16 (excluding school students) and are not included in the basic old-age insurance system for employees can participate in the old-age insurance for urban and rural residents at their domicile.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.
Extended data:
After the insured reaches the statutory retirement age stipulated in the old-age insurance for urban workers, he may apply for the procedures for connecting the urban and rural old-age insurance system. As long as the payment period of the endowment insurance for urban employees reaches 15 (including extending the payment to 15), they can be transferred from the endowment insurance for urban employees to the endowment insurance for urban employees and enjoy corresponding treatment. If it is lower than 15, it can be transferred from urban employee pension insurance to urban employee pension insurance.
Whether the insured person is transferred from the endowment insurance for urban and rural residents to the endowment insurance for urban employees or from the endowment insurance for urban and rural residents, the amount stored in the individual account will be transferred together, and the accumulated rights and interests will be calculated.
At the same time, according to the principle of giving priority to retaining the pension insurance relationship of urban workers with higher treatment, the handling opinions on repeated payment and repeated treatment of insured persons were clarified.
Baidu Encyclopedia-the State Council's Opinions on Establishing a Unified Basic Endowment Insurance System for Urban and Rural Residents
Baidu encyclopedia-social security
Lhasa labor resources social security bureau-insurance law
Lhasa Human Resources and Social Security Bureau-Interim Regulations on the Collection and Payment of Social Insurance Fees