social security card swiping funds as a whole may have an impact on individuals and funds as a whole.

First of all, for individuals, social security card funds can be used to pay medical expenses, including outpatient service, hospitalization and specific medical items. This can reduce the personal financial burden in medical care. However, if individuals abuse the social security card pooling fund or lend the social security card to others, they may face legal consequences such as fines and imprisonment. For the overall fund, the social security card can promote the rational use and management of the fund. Through electronic payment and other means, human intervention and mistakes can be reduced, and the efficiency and management level of the fund can be improved. However, if individuals or medical institutions illegally use the social security card to co-ordinate the fund, it will pose a threat to the stability and security of the fund.

as the name implies, provincial medical insurance co-ordination refers to raising the level of medical insurance co-ordination to the provincial level, so as to realize the unified management and adjustment of medical insurance policies, benefits and funds within the province. This move is conducive to solving the problems of different treatment and high management cost faced by insured people in different regions, and also helps to improve the efficiency and management level of medical insurance funds.

to sum up, pooling funds with social security cards has both positive aspects and potential risks. Individuals should abide by relevant regulations and laws when using social security cards and use medical insurance funds reasonably; Medical institutions should also strengthen internal management to prevent medical insurance funds from being abused.

Legal basis:

Article 87 of the Social Insurance Law of the People's Republic of China

If social insurance agencies, medical institutions, pharmaceutical business units and other social insurance service institutions defraud social insurance funds by fraud, forgery of certification materials or other means, the social insurance administrative department shall order them to return the defrauded social insurance money and impose a fine of not less than two times but not more than five times the defrauded amount; If it belongs to a social insurance service institution, the service agreement shall be terminated; If the directly responsible person in charge and other directly responsible personnel have professional qualifications, their professional qualifications shall be revoked according to law.