Whether the fixed investment fund is good on or off the market should be compared from the following aspects:
1. From the perspective of investors' ability, if investors have certain analysis and judgment ability, it is best to buy on-site funds; If investors lack the ability to analyze and judge the market, it is better to buy OTC funds.
2. Trading channels and fund types: OTC funds have wider trading channels and can be traded through banks, fund companies and third-party institutions. However, the funds in the market can only be traded through securities trading software; Over-the-counter funds have more choices and large investment space.
3. Transaction convenience: It is more convenient and flexible to invest in OTC funds. Just bind the bank card and choose a good fund to buy, and you can set up automatic deduction, which is more convenient and fast. However, the funds in the venue can only be purchased through securities companies. If on-site fixed investment is made, the monthly deduction cannot be made automatically, but only manually, which may lead to the termination of fixed investment.
In addition, investors need to pay attention to the fact that the fixed investment of the on-site fund can only be set with a condition sheet, and the fund price can only be bought after reaching the target set by the investor, and the fixed investment cannot be set directly.
Differences between OTC funds and OTC funds;
1. Trading place: OTC funds are purchased directly from fund companies; On-site funds are traded on the stock exchange.
2. Transaction costs: OTC funds need to pay subscription fees, redemption fees, management fees and custody fees; On-site funds only need trading commission.
3. Fixed investment threshold: the investment threshold of OTC funds is low; The investment threshold of on-site funds is relatively high, and at least one hand needs to be bought, that is, 100 funds.
4. Transaction price: The transaction price of OTC funds is a fixed price and closes at 3 o'clock on the trading day; Real-time changes in the price of on-site funds depend on the number of people buying at that time. The more people buy, the more expensive the price is.