This paper shares with you two sets of rules for fixed investment of funds: "regular quota rule" and "regular quota+single investment rule". The first set is suitable for office workers who can't watch the market trend, and the second set is suitable for investors who are good at grasping the market trend.
General quota rule
Step 1: Start regular fixed investment; The second step: according to your own financial goals, set up a profit-taking point; The third step: the fund expects the annualized expected income to achieve the profit-taking point and redeem it; Step 4: reinvest the income and decide to invest in another fund or increase the deduction amount of the original investment plan; Step 5: Reach the profit point again, repeat the previous actions, redeem and reinvest.
In doing so, firstly, the investment plan can be adjusted with the change of market conditions, so as not to miss the rise and stick to the decline, and to strengthen the investment effect; On the one hand, it ensures the liquidity of funds, and at the same time, it rolls "old money" and "new money" together to exert the power of compound interest.
Regular quota+single investment rule
Step 1: Start regular fixed investment; The second step: according to your own financial goals, set up a profit-taking point; The third step: the fund expects the annualized expected income to achieve the profit-taking point and redeem it; Step 4: reinvest the profits and buy another fund in the form of a single investment; The fifth step: on the one hand, when the market falls or falls sharply due to non-economic factors, make a single investment on dips; On the other hand, we will continue to make regular fixed investment, take profits and redeem them when the next profit point comes, and then roll the profitable money into the principal of a single investment.
Doing so can reduce the risk of a single investment; One can achieve the effect of "1+ 12".