What is the meaning of the comparison table between the number of months of pension calculation and the number of months of payment? What's the use? You'll know the answer after reading it.

The number of months of pension calculation refers to the planned number of months of pension (pension) payment. However, calculating the number of months is used to calculate the amount of personal account pension, which does not mean that you can only receive the pension for as many months as you calculate the number of months, and the pension is paid for life. The list of calculation months corresponding to each age is the comparison table of pension calculation months.

1, what is the use of calculating the number of pension months?

Basic pension generally consists of two parts, one is basic pension, and the other is personal account pension. The number of months of pension payment is only related to the amount of personal account pension. Let's look at three different payment types:

(1) Handle the endowment insurance for enterprise employees. The part paid by individuals is all included in the personal account of endowment insurance, which is used to calculate the personal account pension; The unit payment part is included in the endowment insurance fund, which is used to calculate the basic pension.

(2) For flexible employees. Generally, the proportion of flexible employees in each province paying endowment insurance is 20% of the payment base, of which 8% is included in the individual account of endowment insurance, and 12% is included in the overall fund.

(3) to handle the old-age insurance for residents. Residents' old-age insurance is generally paid in grades, and all the old-age insurance paid by urban and rural residents before the age of 60 is included in the personal account of old-age insurance.

When the insured retires, the amount of personal account pension is equal to the accumulated amount of personal account of endowment insurance (including interest) divided by the number of months corresponding to retirement age. For example, worker A retires at the age of 60, and the personal account amount of pension insurance is1* * 50,000 yuan, so the personal account pension he can receive every month is = 50,000 yuan? 139? 359.7 yuan.