National Trust is the lender of Fenqile. The loan will not be listed on the credit reporting platform. However, if the loan is overdue, personal bad loan records may be uploaded to the credit reporting platform.

Chinese people’s personal credit information can be checked through two channels:

1. Bring your ID card or the ID card of the principal and the power of attorney to the credit inquiry window of the People’s Bank of China where you are located. Provide an ID card to print personal credit records;

2. Open the official website of the Chinese People's Credit Center, register an account with your mobile phone number and ID card, and submit a personal credit record inquiry application in the personal inquiry column, usually within 72 hours Your mobile phone will receive an inquiry code sent by the credit reporting center.

What is National Trust:

National Trust Co., Ltd. was established in January 1987. In January 2004, it was approved by the China Banking Regulatory Commission to move to Beijing and be re-registered. . National Trust is based in Beijing, facing the whole country, pioneering and innovative, and developing steadily. With our excellent research analysis, investment management and customer service teams, coupled with modern financial infrastructure systems, we provide customers with the highest quality and most professional financial services and investment and financing products.

What is the subject of a trust:

The subject of a trust includes the settlor, trustee and beneficiaries.

1. The trustee is responsible for managing and disposing of trust property. It should be a natural person or legal person with full capacity for civil conduct. Trustees must fulfill their duties and fulfill their obligations of honesty, credit, prudence, and effective management. The trust property must be managed in the best interests of the beneficiaries and in accordance with the legal provisions of the trust document.

In my country, trustees specifically refer to trust investment companies established with the approval of the China Banking Regulatory Commission and are non-bank financial institutions.

2. The client is the creator of the trust relationship. He should be a natural person, legal person or other organization established in accordance with the law with full civil capacity. The trustor provides the trust property and determines who the beneficiaries are and what beneficial rights they have. Appoint a trustee and have the power to supervise the trustee's implementation of the trust.

3. The beneficiary is the person who enjoys the trust beneficiary rights in the trust, and can be a natural person, a legal person, or other organizations established in accordance with the law. Excludes unborn fetuses. The beneficiaries of charitable trusts are the public.