if the enterprise annuity 4 collects the investment income monthly according to the 2-year period after retirement, the amount that can be collected each month is about 12 yuan. Enterprise annuity = (individual contribution+enterprise contribution) x payment period. How much you get for retirement is related to your own payment period.

The enterprise annuity pays almost the same fee as the old-age insurance, but generally speaking, you have to pay the enterprise annuity for at least 8 years before you can get it after retirement. Assuming that the investment period is 2 years and the investment income is 4%, the amount paid to the enterprise annuity 4 at retirement is: the amount paid to the enterprise annuity = (the investment income paid by the individual investor)/payment period /12 months.

enterprise annuity refers to the supplementary endowment insurance system established by the units and their employees who have participated in the basic endowment insurance for enterprise employees to better protect their retirement life. The purchase of enterprise annuity is based on the principle of voluntary and equal consultation. The unit and its employees determine the establishment of enterprise annuity and formulate enterprise annuity plan through collective consultation, and the employees voluntarily choose whether to participate. The state has not stipulated the purchase period.

There is no definite payment time for enterprise annuity, mainly depending on how the unit and employees negotiate.

enterprise annuity = enterprise contribution+individual contribution+income from investment and operation of enterprise annuity fund, which is subject to the trust system and invested and operated by qualified fund management institutions.

the annual contribution of an enterprise shall not exceed 8% of the total wages of its employees, and the total contribution of enterprises and employees shall not exceed 12% of the total wages of its employees. The specific expenses shall be determined by the enterprise and the employee through consultation. Annuity enterprises belong to company welfare and are also supplementary items of pension gold, so annuity payment is beneficial to enterprises;

2. Individual contributions of annuity enterprises will not be deducted from wages, and fixed monthly contributions can help you develop the habit of financial management;

3. Annuity enterprises are supported by the government and have certain tax incentives;

4. Annuity enterprises can improve the living standards of employees after retirement to a certain extent. Annuity companies are operated by professional fund investment institutions, and the investment income is considerable.