I suggest you buy some long-term excellent funds, such as E Fund's new income, Bank of Communications' new vitality, Xingquan business model and E Fund's small and medium-sized funds. In the past five years, as a consumer fund, Zhang Kun Small and Medium-sized E Fund has brought 287% returns to investors, with an annualized rate of return as high as 3 1%. In the past five years, as a hybrid fund, Zhang Qinghua Fangyixin's income has brought investors an annualized rate of return of 25%, which is also very good.

Because the internal consumption cycle is a national strategy, I continue to be optimistic about consumption funds!

Most funds in the market are suitable for long-term holding. Historically, the long-term holding income of most funds is greater than the short-term holding income. The fund mainly invests in stocks, and the income is mainly determined by the rise and fall of stocks. However, it takes a long time for bulls and bears to switch in the stock market, so the expected return of holding funds for a long time is greater.

From the perspective of cost, it is more cost-effective to hold funds for a long time. Funds vary according to the time held by investors. The longer the holding time, the lower the cost, which also encourages investors to hold it for a long time.