How to buy and sell funds? Stock fund is an investment fund composed of a group of investors raising money to buy stocks, which is a high-risk and high-return investment method. The following small series will bring you how to determine the profit after the fund is sold. I hope you like it.
How to determine the profit after the fund is sold?
Calculate the return on investment: calculate the return on investment according to the actual buying price and selling price of the investment. The rate of return can be calculated by the following formula: (selling price-buying price)/buying price x 100. If the calculated rate of return is positive, it means that there is profit.
Consider dividends and bonuses: Some foundations pay dividends or bonuses regularly, and these benefits should also be included. Dividends and bonuses are added to the return on investment to determine the actual profitability.
Benchmark index: the benchmark index related to the fund can be used as a reference standard to measure the performance of the fund. Comparing the fund's income with the benchmark index, if the fund's income is higher than the benchmark index, it can be considered profitable.
What are the trading skills of funds?
Know the fund: Before buying the fund, know the investment strategy, management team and historical performance of the fund in detail. Choose a fund that is consistent with your risk tolerance and investment objectives.
Diversified investment: Diversified investment is an effective strategy to reduce risks. Diversified investment is divided into different funds or asset classes to balance risks and benefits.
Fixed-term investment: Fixed-term investment strategy can smooth market fluctuations and avoid focusing on investment at a certain time. Regular fixed investment can give investors a better cost sharing effect.
Consider the investment cycle: the long-term performance of funds is often more important than the short-term. Investors should consider their own investment cycle and have patience to hold funds to achieve long-term growth.
Pay attention to market sentiment: market sentiment may have an impact on fund performance. Investors should keep calm, don't blindly follow the trend, and make decisions according to their own investment goals and strategies.
How to buy and sell funds?
First, go to the bank counter to buy it. The handling fee is high and the inquiry is inconvenient.
Second, do a bank card (industry, agriculture, construction, transportation, investment promotion, industrial development, etc.). ) and open online banking, where the handling fee can be discounted and the inquiry is convenient.
Third, the selected fund company needs to open an account directly on its website, and also need to open a bank card (the fund company website may support different bank cards, most of which will do) to buy and sell directly on the fund company website, with low rates, convenient inquiry, and convenient subscription, conversion and redemption.
Fourth, opening a stock account can also facilitate the transaction of funds.
How is the fund trading time calculated? The trading time of the Fund is calculated according to the trading day and trading opportunity.
The trading day refers to the day when the fund can trade, usually refers to the working day. If the fund fails to complete the transaction within the trading time of the trading day, it will have to wait until the next trading day to complete the transaction.
Trading timing refers to the specific trading time of the fund. Generally speaking, the trading hours of funds are from 9: 30 am to 3:00 pm. During this period, investors can buy and sell funds freely.
It should be noted that the trading of funds will take some time to complete. Generally speaking, fund companies need to spend some time processing transactions. Therefore, investors need to calculate the time in advance before the transaction, so as to get the transaction results in time after the transaction is completed.
What do you mean by trading funds?
The open trading of funds means that investors can purchase and redeem funds at will during the trading hours of funds. The open trading of funds means that investors have no time limit during the trading hours of funds. In the fund investment market, most funds are open-ended, which is also called open-end funds. Often only closed-end funds will restrict the subscription and redemption of funds.
How to buy and sell funds?
1. Confirm the selling time: The selling time of the Fund is the same as the buying time, that is, 9: 30 am-11:30 am and 1:00- 3:00 pm every trading day.
2. Choice of selling method: Investors can choose to sell funds on the stock exchange, or they can choose to sell funds in fund companies, banks and other consignment agencies.
3. Confirm the selling price: The selling price is usually based on the net value of the fund on that day. Investors can choose the selling time according to the trend of fund net value and their own expectations.
4. Confirm the selling amount: investors can choose the number of fund shares to sell according to their own capital needs and investment plans, and calculate the selling amount according to the selling unit price.
5. Complete the selling procedure: investors need to complete the corresponding procedures according to different selling methods. If the stock exchange needs to input the selling instruction and submit it, the consignment agency needs to fill in the selling application form and submit it.
It should be noted that the time, method, price and amount of funds to be sold need to be selected and confirmed according to the specific situation of investors and investment plans. At the same time, investors also need to understand the risks and changes in the fund market and adjust their investment strategies in time.
How to calculate the handling fee for buying funds?
The handling fee of the fund includes: subscription fee, redemption fee, custody fee and management fee, each of which is calculated in a different way.
Subscription fee = subscription amount × subscription rate:
The subscription fee is a one-time fee charged when purchasing a fund. (Funds with back-end fees are charged subscription fees according to the holding time. For example, if the subscription rate of a fund is 0. 15%, investors will deduct the subscription fee of 150 yuan when they buy a fund of100000 yuan. Of course, this fee will not be charged separately, but will only be deducted from the share, so there are scattered shares in the investor's account.
Redemption fee = redemption amount × fund net value × redemption rate:
The redemption fee is generally charged according to the holding time. Generally, the redemption fee held within 7 days is not less than 1.5%, that is, the fund holding 1 10,000 yuan is redeemed within 7 days, and the redemption fee of 1.50 yuan is charged. Redemption fees are generally divided into several levels. See the fund announcement for details.
And management fees and custody fees are accrued daily, and investors do not need to pay again when selling funds.