1, the fund income is uncertain. The fund mainly earns the bid-ask price difference, and only by buying at a low price and selling at a high price can it gain income. The rise and fall of the fund is determined by the investment target. When the investment target goes up, the fund goes up and the investment target goes down, so the rise and fall of the fund is uncertain.

2. Funds need to be held for a long time and are not suitable for short-term investors. The fund mainly invests in a basket of stocks, and the stock market is short and bears long, so the probability of long-term investment of the fund is greater.

3. The risk of the fund is relatively high. The fund is not a capital preservation product and may lose money. At present, most funds in the market invest in a basket of stocks, so the investment risk of funds is relatively high.

4. The capital handling fee is relatively expensive. Fund handling fee includes subscription fee, redemption fee and operation fee. The subscription fee varies according to the transaction amount. The larger the general transaction amount, the lower the rate; The redemption fee varies according to the holding time. The longer the holding time, the lower the subscription fee. Operating expenses are not charged to investors separately.