For this personal investment, I feel that you should first understand what your personal risk tolerance is, so that you can know how to make an investment.

First of all, we can download an Alipay, which has a risk tolerance test. After such a test, you can know what kind of investment you belong to.

In addition, we can invest in this fund. There are many kinds of funds, and there is no threshold for individual investment. We can choose bond funds. After all, these funds are quite stable. Moreover, it won't fluctuate much, and basically its extremely high rate of return will be relatively stable every year.

At the same time, we can choose to invest in this stock. After all, if you invest personally, you can also buy stocks as long as you open an account.

In addition, we can also invest in this insurance. After all, insurance can bring us more protection and a profit at the same time, such as this dividend insurance.

Finally, we can invest in this gold. After all, the rate of preservation of gold is still quite high. At the same time, we can also invest in this house. As we all know, the current house price will continue to rise.