There is no doubt about this problem. With the change of population structure in China, two young people have to take care of four old people. The burden on young people is getting heavier and heavier, and the problem of providing for the aged is prominent. Especially for those who have no stable jobs, we must start the distribution of pensions as soon as possible, and it is best to earmark them. I recommend you to pay attention to Tian Hong Fund's Ankang pension products. According to wind's statistics, the yield in 20 16 was 2.43%, which has reached 43. 1% since the establishment of the fund (by the end of 20 16), and the income is very reliable. More than 70% of Tian Hong Ankang Pension is invested in fixed-income products such as bonds, so the overall risk is lower than that of equity funds. On the basis of flexible allocation of various assets and strict risk management, it has realized the opportunity of sustained and stable appreciation of assets, which is a very good choice for young people.