what is the fixed investment of the fund? What are the risks of the fixed investment of the fund? Fixed fund investment is a simple investment method to guide investors to make long-term investment and average investment cost. However, fixed fund investment cannot avoid the inherent risks of fund investment, guarantee investors to obtain income, and cannot replace the equivalent asset management method of savings. Fixed fund investment itself is a fund investment method. Therefore, it is inevitable that various risks may be encountered in the process of investment operation.

First, the market risk of the fund's fixed investment. The risk of the fixed investment in stock funds mainly comes from the ups and downs of the stock market, and the risk of the fixed investment in bond funds mainly comes from the changes in the creditor's market. If there is a sharp decline in the stock market similar to that in 28, even if the fund's fixed investment method is adopted, the account market price will inevitably fall sharply. For example, From January, 28, the fund fixed investment method was used to invest in the Shanghai Stock Exchange Index, during which the maximum loss of the account was -42.82%, until May, 29, the account basically recovered. < P > Secondly, the liquidity risk of investors. Historical data at home and abroad show that the longer the investment cycle, the less the possibility of loss, and the probability of loss is close to zero if the fixed investment exceeds 1 years. However, if investors have no plans for future finance, especially,