Alipay is not only a payment tool, but also the first choice for many people to invest in financial management. Nowadays, more and more people like to put their money in Alipay's Yu 'ebao, because they can collect interest and take it out at any time if they want to use it. However, some people worry about the risk of Alipay's balance treasure, and ask Bian Xiao to suggest transferring the money to the balance treasure. This article will tell you this problem, you can have a look.

Is Alipay Yu 'ebao risky?

Yu 'ebao is actually a kind of fund, which is a very stable monetary fund with a certain upward trend, so the risk is much smaller than other funds. Compared with bank deposits, Yu 'ebao does have certain risks as a fund, but at present, Yu 'ebao's 7-day annualized interest rate remains at around 4, so don't worry too much.

Deposit in Yu 'ebao within 350,000 yuan, which can not only have certain income, but also facilitate access; More than 50,000 yuan can buy the bank's wealth management products, which is the same as the nature of Yu 'ebao, but with the backing of the bank, you can put some snacks.

The risks in operation and management are the biggest concern for everyone. In addition, some people will consider another problem, that is, Yu 'ebao is an e-commerce, and e-commerce will have such a risk, that is, stealing. The first is business risk. Yu 'ebao's investment is invested by Tian Hong Fund. Although no one can guarantee a certain profit, the risk probability is still extremely low. Then manage the risk, that is, whether the fund company will be dissolved because of poor management, or closed down because of poor management. Of course, this possibility is almost zero, because the development of Alibaba's entire group is in full swing, and it is also one of the top 500 companies in the world. Coupled with the increasing usage rate of Alipay, Alibaba is struggling every day, and basically there will be no bankruptcy. Therefore, this risk can basically be ruled out. As long as Alibaba is on this issue, there is no need to worry.

Finally, there is the risk of stealing brushes. This is not a problem, because Ma Yun has publicly stated that Ali's security department will ensure that everyone's funds will not be stolen. If there is a stolen brush, you can pay first, and the maximum amount of compensation can reach 654.38+0 million. Therefore, in view of the above situation, Yu 'ebao has certain advantages in the face of various risks, and the risk is very low, and there is almost no risk. You can use it with confidence.

Generally speaking, Alipay Yu 'ebao is relatively safe and reliable, and there is basically no risk in putting money in it. However, pay attention to anti-theft, don't tell others your password, and don't set those too simple passwords.

The above contents are specific answers to the risks of Alipay Yu 'ebao ~ I hope it will help everyone ~