Wait until the insured's child reaches adulthood. Generally, education funds can only be withdrawn after the children of the insured reach adulthood. The education fund is an insurance for children's education, which belongs to the nature of savings and is the guarantee for children's education. The specific time to withdraw money from the education fund depends on the terms of the products, because there are many products of the education fund, and the specific terms of different products may be slightly different. Please check the insurance contract for details.