First, is the investment fund reliable? There is no risk-free investment at all. As long as it is an investment, there will be certain risks. But if you invest in a fund, the risk will be much smaller. If you invest in financial management by family, you can choose to invest in retirement pension plan, which will have very considerable benefits. There are only three indicators to judge the quality of investment methods, namely profitability, risk and liquidity. Stock investment has a high return and high liquidity, but it is also risky, and many people will go bankrupt because of the failure of stock trading.
Second, how to invest mainly depends on risk, liquidity and profitability. If you simply invest in funds, the risk will be higher. If you invest in gold by fixed investment, the risk will be much lower, and you can also dilute the cost and reduce the risk. The liquidity of the fund may be very poor at the beginning, and it must be adhered to for a long time to obtain a sustainable return on investment.
The fixed investment of the fund is very suitable for long-term investment, and it is also very reliable, especially suitable for young office workers to invest. And long-term investment can also change a person's financial situation throughout his life, if it is to help the elderly at home invest. You can choose a money fund, which will generally be higher than the bank interest rate for more than two years. You can also choose bond funds and only invest in fixed-income financial instruments, so the risk is very low.