For example, we hold a fund of 1000 yuan. Holding for about half a year, the overall increase is 30%. At this time, the income we get is 300 yuan, and the principal plus income is 1.300 yuan. If you don't choose to sell and hold, then you won't deduct the intermediate fee. Generally speaking, the longer the holding time, the lower the handling fee.
The dividend of the fund is judged according to the specific situation. For example, if we buy a fund of 1 000 yuan, its unit net value is one yuan, and then it rises by 30% after half a year. At this time, there is 1.3 million funds. The company chooses to pay dividends to this fund, calculated according to the price of each 0.2 yuan. In other words, we always have 1.300 shares, and the Foundation directly returned 260 yuan to our account, not the fund account, but the balance account. So the fund dividend is how much money the fund decides to divide into each fund, and then multiply it by the total share of the fund we hold. This is the way of dividend income. However, it should be noted that fund dividends are not extra income, but only part of the money in the funds we hold is returned to us. Because now the fund manager thinks that the unit net value of this fund is relatively high, and the future growth attribute is not very good, that is to say, there is a lot of money and I don't know how to use it. At this time, dividends will be paid, the unit net value will be reduced, and the scale of funds will be reduced.
Therefore, the income and dividends of the fund should be judged according to the specific situation. The overall calculation method is not complicated, but the specific income and dividends of the fund are more complicated.